מחשבון משכנתא בנק דיסקונט

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מדריך מחשבון משכנתא בנק דיסקונט

מחשבון המשכנתא של בנק דיסקונט מאפשר לכם שתי שיטות חישוב עבור המשכנתא שלכם

חישוב תשלום חודשי
סכום המשכנתא – סכום ההלוואה שבאפשרותכם לבקש.

אז איך המחשבון בעצם עובד?

חישוב ההחזר בכל חודש

באמצעות חישוב בשיטה הזו ניתן להעריך מהו ההחזר הצפוי בהתאם לסכום המשכנתא הנדרש.

כל שעליכם לעשות להזין את הנתונים הבאים:

"סכום המשכנתא שאצטרך" – סכום ההלוואה
"למשך" – תקופת החזר המשכנתא בשנים
"לפי ריבית" – שיעור הריבית בממוצע
מהי שיטת ההחזר? – בישראל נהוגות מספר שיטות להחזרים חודשיים של המשכנתא: שיטת שפייצר , גישור. עליכם לבחור את שיטת ההחזר המתאימה לכם.

החזר משוער בכל חודש – כמה יהיה עליכם לשלם בכל חודש בהתאם לנתונים שהזנתם

דוגמה

סכום המשכנתא הרצויה : 700,0000

משך המשכנתא בשנים: 25

ריבית שנתית: 2.8%

סכום המשכנתא המבוקש

חישוב בשיטה הזו מאפשר לכם לקבוע את הסכום החודשי שאותו שביכולתכם להחזיר ובהתאם לזאת לקבל את נתוני גובה המשכנתא לה תהיו זכאים.

בחרו בעמודה את סכום ההחזר החודשי אותו ברצונכם לשלם, (באמצעות פס גלילה או כתבו את הסכום)

הזינו את תקופת החזר המשכנתא הרצויה, תקופה בשנים. כעת הזינו את שיעור הריבית , ראו כיצד הנתונים שהזנתם משפיעים על סכום המשכנתא לה אתם זכאים. באפשרותכם "לשחק" עם הנתונים ובכך למצוא את התמהיל.

דוגמה

סכום התשלום החודשי הרצוי: 3,250

תקופת החזר (מספר שנים): 20

ריבית שנתית: 2.8%

סכום המשכנתא הצפוי: 596,725 ש"ח

לשיחה עם מומחה משכנתאות השאירו פרטים

אצלינו תמיד תקבלו את ההצעה הכי משתלמת לכם!

אנחנו לא בנק, אנחנו יועצי משכנתאות מומחים במיוחד.

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